New Refinance Program…Fact or Fiction…from Sandy Krestan

Everyone has heard them. You know, the rumors about all these new loan programs out there. The ones that will let anyone “refinance at the low rates.” Is that the same program that will let “investors refinance to today’s rates,” as well? I heard that “the Administration is promoting it.” I heard that there was [...]

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FHA loan limits in Maricopa County Increased…from Sandy Krestan

It is official…FHA loan limits for Maricopa County are at $346,250.00 again…for more information click on the link below…GREAT NEWS! https://entp.hud.gov/idapp/​html/hicost1.cfm

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The Federal Reserve and Mortgage Rates from Sandy Krestan

The Federal Reserve and Mortgage Rates Understanding What Causes Interest Rate Movement Consumers are often misled when it comes to the subject of the Federal Reserve and how it affects mortgage interest rates. Often the media is the culprit causing the confusion. Many times, the Fed has taken action that caused mortgage interest rates to [...]

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Great News for Underwater Homeowners–Info about HARP from Sandy Krestan

Great News for Underwater Homeowners Changes to HARP Program Announced You may have heard that President Obama plans to open up refinancing to more homeowners who are underwater. If you are wondering what this means…and if you can benefit…here are some facts to consider. First, it’s important to realize that the president’s proposal is not [...]

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Avoid Foreclosure—We help clients keep their homes from Sandy Krestan

Avoiding Foreclosure Helping Clients Keep Their Homes Few things are as devastating as losing your home. Sadly, it’s not always inevitable. In many cases the foreclosure could’ve been avoided with some outside help. You are in a unique position to advise your clients in financial matters. If you know that clients are on the path [...]

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RePost from kcmblog.com

Rates Stay Low, BUT Will Costs Go Up? by Dean Hartman on September 22, 2011 · 0 comments in For Buyers, Pricing Share We are enjoying extremely low interest rates, for sure. With the global economy, the national economy and unemployment where they are, no one is predicting a dramatic change in rates any time [...]

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3% Down Conventional Financing is Back in Arizona from Sandy Krestan

We have come full circle here in Arizona..we can now do conventional loans with as little as 3% downpayment…yes you need to have a mid credit score of 720…but that is great news! Do you have any friends, family or co-workers that need good sound mortgage advice? I am your gal, you can get me [...]

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Weekly Talking Points on the Market from Sandy Krestan

It is an old adage now. Those who fail to learn from history are doomed to repeat it. In 1937, the nation seemed on the verge of economic growth after years of the Great Depression. Congress decided it was time to impose fiscal order on the economy, making broad cuts to governmental spending. This resulted [...]

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Free On-line Workshops from The Krestan Team

www.sandysworkshops.com Welcome to the Home Buyer University Free Online Workshops! Here you will find a growing library of workshops that you may view completely free of charge which will provide valuable information that you will need as you prepare for your home purchase. There is nothing being sold here so view them all at your [...]

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Your Window of Opportunity

Window of Opportunity Has Opened… I wanted to reach out to you before it’s too late. You may have heard that home loan rates improved, reaching some of the best levels so far in 2011. In fact, I’ve been slammed with emails and phone calls from people just like you who wanted to take advantage [...]

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