Now is the Time to Buy and Don’t Just Trust Me from Sandy Krestan

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HARP 2.0 is Coming March 17, 2012…refinance program from Sandy Krestan

Watch this video http://portal.sliderocket.com/BMGUR/HARP-from-Sandy-Krestan-What-Homeowners-Need-to-Know HARP 2.0 (Home Affordable Refinance Program) will be “live” on March 17, 2012. NOW is the time to see if you will qualify for this great refinance program from the government. If you don’t I can refer you to an awesome Real Estate Professional that can give you great advice. If [...]

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FHA to Raise Upfront & Monthly Premiums for ALL Homeowners from Sandy Krestan

FHA takes additional steps to bolster capital reserves… FHA will increase its annual mortgage insurance premium (MIP) by 0.10 percent for loans under $625,500 and by 0.35 percent for loans above that amount. The upfront premiums (UFMIP) will also increase by 0.75 percent. These premium changes will impact new loans insured by FHA beginning in [...]

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FHA loan limits in Maricopa County Increased…from Sandy Krestan

It is official…FHA loan limits for Maricopa County are at $346,250.00 again…for more information click on the link below…GREAT NEWS! https://entp.hud.gov/idapp/​html/hicost1.cfm

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Insurance Anyone? from KCMblog.com

Insurance Anyone? I am often asked about the different types of insurances that surround real estate. And while I am no expert on the topic, I do feel qualified to give an overview and some insight to assist you in asking intelligent questions to true insurance professionals. So, here it goes: ■Homeowner’s Insurance covers the [...]

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Avoid Foreclosure—We help clients keep their homes from Sandy Krestan

Avoiding Foreclosure Helping Clients Keep Their Homes Few things are as devastating as losing your home. Sadly, it’s not always inevitable. In many cases the foreclosure could’ve been avoided with some outside help. You are in a unique position to advise your clients in financial matters. If you know that clients are on the path [...]

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RePost from kcmblog.com

Rates Stay Low, BUT Will Costs Go Up? by Dean Hartman on September 22, 2011 · 0 comments in For Buyers, Pricing Share We are enjoying extremely low interest rates, for sure. With the global economy, the national economy and unemployment where they are, no one is predicting a dramatic change in rates any time [...]

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How to Pick Your Lender from KCM Blog & Sandy Krestan

How To Pick Your Lender In the whirl wind that surrounds the home buying and mortgage process, how can a consumer be sure that they are working with the right lender? I mean there are so many choices…here’s some things to consider: What type of company is it? There are mortgage brokers, mortgage bankers and [...]

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Quick Tips for Getting Started on Your Home Purchase from Sandy Krestan

Quick Tips for Getting Started on Your Home Purchase Buying a home can be a complex process, but it doesn’t have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them. To start with, the lender will [...]

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Stop Paying Your Landlord’s Mortgage First Time Homebuyers from Sandy Krestan

Stop Paying Your Landlord’s Mortgage! It’s staggering when you think about the cost of living, especially if you’re a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned [...]

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