Everyone has heard them. You know, the rumors about all these new loan programs out there. The ones that will let anyone “refinance at the low rates.” Is that the same program that will let “investors refinance to today’s rates,” as well? I heard that “the Administration is promoting it.” I heard that there was [...]

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It is official…FHA loan limits for Maricopa County are at $346,250.00 again…for more information click on the link below…GREAT NEWS! https://entp.hud.gov/idapp/​html/hicost1.cfm

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Insurance Anyone? I am often asked about the different types of insurances that surround real estate. And while I am no expert on the topic, I do feel qualified to give an overview and some insight to assist you in asking intelligent questions to true insurance professionals. So, here it goes: ■Homeowner’s Insurance covers the [...]

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FHFA, Fannie Mae and Freddie Mac Announce HARP changes to Reach more Borrowers…I have attached the link to the entire document below. The new program enhancements address several other key aspects of HARP including: Removing the current 125% loan to value ceiling for fixed rates loans backed by FNMA & FHLMC. More details to follow [...]

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How To Pick Your Lender In the whirl wind that surrounds the home buying and mortgage process, how can a consumer be sure that they are working with the right lender? I mean there are so many choices…here’s some things to consider: What type of company is it? There are mortgage brokers, mortgage bankers and [...]

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Quick Tips for Getting Started on Your Home Purchase Buying a home can be a complex process, but it doesn’t have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them. To start with, the lender will [...]

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Credit Tips That Will Score Lower Interest Rates A good credit score translates into lower interest rates for home-shopping borrowers. In a mortgage lender’s eyes, the higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually [...]

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We have come full circle here in Arizona..we can now do conventional loans with as little as 3% downpayment…yes you need to have a mid credit score of 720…but that is great news! Do you have any friends, family or co-workers that need good sound mortgage advice? I am your gal, you can get me [...]

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Stop Paying Your Landlord’s Mortgage! It’s staggering when you think about the cost of living, especially if you’re a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned [...]

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Planning Your Mortgage and Seeking Pre-approval— The Benefits of a Professional Consultant Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and [...]

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