How To Pick Your Lender In the whirl wind that surrounds the home buying and mortgage process, how can a consumer be sure that they are working with the right lender? I mean there are so many choices…here’s some things to consider: What type of company is it? There are mortgage brokers, mortgage bankers and [...]

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Quick Tips for Getting Started on Your Home Purchase Buying a home can be a complex process, but it doesn’t have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them. To start with, the lender will [...]

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Credit Tips That Will Score Lower Interest Rates A good credit score translates into lower interest rates for home-shopping borrowers. In a mortgage lender’s eyes, the higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually [...]

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We have come full circle here in Arizona..we can now do conventional loans with as little as 3% downpayment…yes you need to have a mid credit score of 720…but that is great news! Do you have any friends, family or co-workers that need good sound mortgage advice? I am your gal, you can get me [...]

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Credit Scores: Why Should I Care? It’s not just banks and lenders that rely on credit scores to help make important credit decisions. Landlords, employers, insurance companies, and even cell phone and other utility companies all reportedly utilize credit scores to help determine their business and credit relationships with consumers. This means that your credit [...]

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It is an old adage now. Those who fail to learn from history are doomed to repeat it. In 1937, the nation seemed on the verge of economic growth after years of the Great Depression. Congress decided it was time to impose fiscal order on the economy, making broad cuts to governmental spending. This resulted [...]

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Stop Paying Your Landlord’s Mortgage! It’s staggering when you think about the cost of living, especially if you’re a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned [...]

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Planning Your Mortgage and Seeking Pre-approval— The Benefits of a Professional Consultant Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and [...]

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Credit Tips That Will Score Lower Interest Rates A good credit score translates into lower interest rates for home-shopping borrowers. In a mortgage lender’s eyes, the higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually [...]

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Know the Score: Three Steps to Better Credit If you are looking to buy, invest in, or refinance real estate now or in the coming months, your credit is going to play a more significant role in today’s tight-fisted credit environment than it has in the past. It’s that simple. Would-be borrowers need to address [...]

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